✦ MONEY · GROWTH · ENERGY · SOUL

You earn fine. So where does it go?

Rumbelo splits your income across six jars the second it lands — the ones you must pay, the ones that grow, and the one you are allowed to enjoy. Every euro gets a job before it arrives.

4portals, one switch55%cap on must-pays€0to start
THIS MONTH · SPLIT AUTOMATICALLY100%
€4,300
Salary €3,450 · Freelance €850
Necessity55%€2,365Financial Freedom10%€430Education10%€430Long Term Savings10%€430Play10%€430Give5%€215
✦ FOUR PORTALS, ONE SYSTEM

One switch. One focus at a time.

Rumbelo is built as four portals — Money, Growth, Energy, Soul. Each answers a different question, and you are always inside exactly one. No wall of charts, no twelve tabs: one switch at the top, one question per screen, and a ten-minute session with your coach that holds it all together.

MoneyTHIS MONTHHow your money moves: six jars filled the second income lands, plus spending, fixed costs and debt. A hard ceiling on must-pays and one jar you never spend.
GrowthOVER THE YEARSWhere your money sits: your goals, your income curve, what you learn, and your net worth. Cash flow is this month; this is the decade.
EnergyYOUR CAPACITYYour week, your sleep, your training, your food. Not vanity metrics — the floor under every financial decision you make.
SoulTHE WHYStillness, gratitude, one intention a week, and a vocabulary for where energy gets stuck. Control without a why is just bookkeeping.
✦ WHAT EACH JAR IS FOR

Six jobs, so no euro has to decide for itself.

Every jar has rules you can read in one line. Rumbelo tells you what belongs in it — and what does not.

Necessity55%Rent, energy, insurance, groceries, transport. The things that arrive whether you like it or not.Not for eating out or clothes — that is Play.
Financial Freedom10%Index funds, stocks, a property deposit, your own company. This jar buys things that pay you back.Never spent. Only invested.
Education10%Books, courses, tools, a mentor. The only jar where spending makes you worth more.Not for gadgets you call research.
Long Term Savings10%Emergency fund first, then the car, the deposit, the tax bill you know is coming.Not for anything you want this month.
Play10%Dinner out, concerts, clothes, something spontaneous. Spend it without asking permission.Must be empty by month end. That is the point.
Give5%Your foundation, a charity, helping someone who needs it. Generosity as a habit, not a mood.Not a tip you already left.
✦ HOW IT REALLY WORKS

From your first euro to your freedom number.

No secrets and no magic — five steps, each built on a principle wealthy families have used for generations. You do the small part; Rumbelo does the arithmetic, every day.

01
Tell Rumbelo what landsTHE SIX-JAR SPLIT
YOU DOType one number: what arrives in your account each month. Salary, freelance, anything.RUMBELO DOESBuilds your six jars around it, with a hard ceiling on living costs — every euro gets a job before it arrives.
€4,300 → 55% must-pays · 10% invest · 10% save · 10% learn · 10% play · 5% giveThe oldest budgeting idea there is. The rule that matters: the split happens on arrival, not at month end. If must-pays need more than 55%, that is the problem to fix — not your discipline.
02
Income arrives — the split just happensPAY YOURSELF FIRST
YOU DONothing. That is the point.RUMBELO DOESMoves 10% into Financial Freedom before you can touch it — the jar that is never spent, only invested in things that pay you back.
€430/month at 7% ≈ €74,000 in 10 years · €220,000 in 20Compound growth is the whole trick. The jar exists so you never have to decide to invest — it already happened.
03
You spend from jars, not a balanceSAFE TO SPEND
YOU DOLive your life. Buy the coffee, book the dinner — from the jar that is for it.RUMBELO DOESShows one number every morning: what is genuinely free, after everything already promised to rent and bills.
(€583 + €224 left) ÷ 8 days = €64 safe to spend todayA bank balance lies — it shows money that is already spoken for. Stay under the number and every jar survives the month by construction.
04
Your debts get a planAVALANCHE & SNOWBALL
YOU DOEnter each debt once: what, how much, what interest.RUMBELO DOESSorts good debt from expensive debt, computes both payoff orders, and shows the month you are free.
DUO 2.56% → pay minimum · credit card 14% → kill first · free: Feb 2035Debt under roughly 4–5% is cheaper than inflation — pay the minimum and invest the difference. Expensive debt gets killed first, always.
05
You watch freedom growTHE FREEDOM NUMBER
YOU DOKeep going. Check in once a week.RUMBELO DOESTracks what you own, what it pays you monthly, and how much of your living costs it already covers — your level, from Survival to Free.
Assets pay €168/month · covers 14% of your costs → Level 2 of 5The end state this whole system points at: when what you own pays your monthly costs, a salary becomes optional.
✦ ONE GLANCE, EVERY MORNING

Your coach speaks first. Then three numbers.

The overview opens with your coach: one sentence on where you stand and one thing to do. Under it, one number per portal — kept from your income, what your assets pay you, sleep per night. Everything else is one tap deeper, in plain words a sixteen-year-old understands.

One verdict, one action — never a wall of chartsTen minutes a week with the coach, not daily homeworkEvery jar over its line comes with the one move that fixes it
App screenshot · coming soon
✦ WHY RUMBELO EXISTS

Rich people don't budget harder. They give every euro a job — and then stop thinking about it.

Built in AmsterdamPSD2 read-onlyCancel anytime
✦ PRICING

Free where it counts. Paid where it saves you work.

Start on Basic and stay there as long as you like. Nothing you enter is ever locked away.

BasicFrom €0
€0no card needed

The six jars and the practice underneath. No bank needed, no card needed — enough to start, and never a reason to stop.

MONEY · the six jars with your own percentagesAdd expenses yourself · fixed costsSafe to spend per daySOUL · stillness and one intention a weekThe coach — ten minutes a week
Start free
PlusMost chosen
€9/monthcancel any month

The part that runs without you — plus Energy. Banks tied to jars, transactions sorted on arrival, your week and your body in view.

Connect ING, Revolut, bunq and moreTransactions arrive, Rumbelo guesses the jarDebt plan with interest and an end dateENERGY · your week, sleep, training, foodSOUL · gratitude and the seven centresUnlimited history and export
Choose Plus
MaxAll four portals
€19/monthcancel any month

Where the money starts making money. Your goals, your income curve, what you learn and your net worth — plus your devices later.

GROWTH · goals with a date and a jarMy income — curve, target and the four leversWhat I learn — books and what they changedNet worth, returns and your freedom numberConnect devices — watch, scale, ring (coming)
Choose Max
✦ Create your account

Split first. Spend second.

Built for people who are doing well — and for people who are ready to. Tell us what lands each month; Rumbelo assigns it from there.

Basic needs no card to start — price can stay €0 or become a small fee later.Bank data is read-only, via PSD2, and only after you connect it yourself.Cancel a paid plan and everything you entered stays readable.
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